Graeme's Page

Student loans differ from personal loans, they often have better more advantageous terms and conditions than a personal loan. There are more institutions that offer personal loans than student loans so Justmoney has set up a way for you to access those institutions that do provide student loans. Choosing a specialist student lender will provide you with a loan tailored to your educational needs. So where can you go to get yourself a student loan?… Continue

Everything gets more expensive as long as we have inflation. Inflation is a measurement of how much prices are rising by. It is worked out by taking a 'basket' of goods and measuring the price changes in that basket. This gives CPI or the Consumer Price Index, which has been high for a while already. Now if everything is getting more expensive but you still earn the same money then in real terms you have less, hence yearly pay rises. So what would be an appropriate pay rise?

Inflation peaked at… Continue

Eskom has applied for its latest price increase from NERSA the National Energy Regulator of South Africa. They want a whopping 34%! This is allegedly going to save us in the future, but why wasn't Eskom saving in the past? The application to NERSA says that the extra money will go to capital expansion projects or investing in the ability to make more electricity. This… Continue

The Monetary Policy Committee has been meeting this week and has decided to reduce the Prime interest rate by 1% to 12% from 13% and the Repo rate (this is the rate at which commercial banks can borrow from the Reserve Bank) has been reduced to 8.50% from 9.50%. This will have an effect on your bond if you have a Prime related mortgage. Justmoney asked our home loan specialist to work out how much th… Continue

The global financial crisis has led a sea change in opinion on what is the right way forward.

While the revolutionaries are being infiltrated on the streets, an evolutionary pressure has definitely developed that will usher in the real changes that will take place in the banking system.

Here in South Africa we don't have riots on the street and many folk sit complacently with their bank accounts and the multifarious charges that they attract.

But the banks they are a changing.

The Mzansi acc… Continue